PAYMENT OPTIONS | Sparkles Jewelry

Layaway

Our Flexible Layaway program is designed to make acquiring the piece of your dreams easier and more manageable.

With this program, you can select the desired item and set up a payment plan that suits your budget and timeline. Instead of paying for the item upfront, you can make incremental payments over a specified period. This allows you to gradually work towards owning the item without straining your finances.

Here is how our Flexible Layaway program works:

1. Choose Your Item: Select the piece of your dreams

2. Set Up a Payment Plan: Working with one of our associates, you can set up a payment plan with up to 1 year interest-free. This plan will outline the total cost of the item, the duration of the layaway period, and the frequency of payments.

3. Initial Payment: Make an initial down payment of as little as 20 % of the total cost. This confirms your intent to purchase the item and holds it for you during the layaway period.

4. Regular Payments: Make regular payments according to the agreed-upon schedule. These payments can be weekly, bi-weekly, or monthly, depending on what works best for you.

5. Completion of Payments: Once you have made all the required payments within the specified period, the item is considered paid off, and you can take it home.

The Flexible Layaway program can be a convenient way to budget for larger purchases, especially when you might not have the funds available upfront. You will receive a complete payment plan schedule and a timely SMS text message with an online payment link to remind you of your payment based on your agreed-upon schedule.

Synchrony Financing

With the Synchrony Luxury Credit Card, you can make the special jewelry purchases you want today and pay overtime. There is a plan for you! With The Synchrony Luxury Credit Card, choose the Special Financing option that works best for your budget.

6-Month financing

12-Month financing

18-Month financing

**Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each Credit Plan. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges.

With the Synchrony Luxury Credit Card, every visit to our store becomes an opportunity to treat yourself or a loved one to something truly extraordinary. Apply now and start creating unforgettable moments that will be cherished forever.